The 5 Pillars of Life

Helping my clients with insurance claims is part of my working routine. It is an important role of the adviser in making sure that our clients get the necessary payout to offset the losses that they incurred. I like to use this column to update you some of my more recent claims experiences.

July 2010 – $35,487.11
Bala (40-45yo)
Hospitalisation – $2,001.19
(Hypertension)
S.X Sue (35-40yo)
Hospitalisation – $33,387.31
(Cancer Treatment)
J.X Gan (0-5yo)
Pre/Post Hospitalisation – $98.61
(Infantile Epilepsy)

June 2010 – $10,331.49
Eu Ong (0-5 yo)
Hospitalisation – $6,904.18
(Viral infection / high fever)
A.K Lee (55-60yo)
Hospitalisation – $200.50
(Day Surgery)
C.H Chan (66-70yo)
Pre/Post Hospitalisation – $855.12
(Colonoscopy)
J.X Gan (0-5yo)
Hospitalisation – $2,371.69
(Infantile Epilepsy)

May 2010 – $3,023.72
G.L Lim (5-10yo)
Hospitalisation – $570
(Viral Fever)
M.L Toh (25-30yo)
Pre/Post Hospitalisation – $2,453.72
(Pregnancy Complications - Special Medication)

April 2010 – $12,781.03
B.H Toh (25-30yo)
Accident – $85.00
(Injury at road accident)
M.L Toh (25-30yo)
Hospitalisation – $5,549.31
(Pregnancy Complication)
K.L Chong (0-5yo)
Hospitalisation – $5,163.76
(Viral Fever)
P.L Lee (35-40yo)
Hospitalisation – $1,457.73
(Intestinal disorder)
J.T Thong
Hospitalisation – $525.23

March 2010 – $10,184.74
Y.X Ong (0-5yo)
Hospitalisation – $946.21
Hospital Benefit – $400.00
L.M Chak (40-45yo)
Hospitalisation – $852.47
W.J Tay (25-30yo)
Hospitalisation – $5,711.58
C.H Chan (66-70yo)
Hospitalisation – $2,274.48

February 2010 – $3,957.28
D. Gaspari (60-65yo)
Hospitalisation – $2,333.22
Y.X Ong (0-5yo)
Hospitalisation – $1,624.06

January 10 – $1,100.89
C.H Chan (66-70yo)
Hospitalisation – $379.91
A.H Teo (60-65yo)
Hospitalisation – $640.73
J.C Tan (35-40yo)
Accident – $80.25
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December 09 – Y.E Phan
Hospitalisation – $1,521.31

December 09 – C.P Lim
Hospitalisation – $602.32

November 09 – Y.B Lim
Hospitalisation – $1,168.20

September to November 09 – Yasmin L.M
Accident – $496.66

September 09 – S.P Lew
Hospitalisation – $1,388.20

August  09 – J.X Gan
Hospitalisation – $10,417

August 09 – W.Y Leong
Hospitalisation - $1,262.23

August 09 – L.M Chak
Hospitalisation - $826.58

June 09 – Sharifah
Hospitalisation - $948.47

June 09 – W.Y Leong
Hospitalisation - $3,578.81

June 09 – K.S Chew
Hospitalisation - $1,173.09

June 09 – L.T Ngo
Hospitalisation – $3,587.85
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I’m quite fortunate that I’m needed to help with only 3 life claims so far. The Claim amount are small because Mr Tan is relatively elderly and Mr Wee unfortunate did not believe in insurance before he was diagnosed with Cancer.

S.K Tan - Feb 2006
$56,455 – Death

S.H Wee - Jun 2007
$35,245 – Lung Cancer

S.H Wee – Mar 2009
$58,650 – Death