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Hi Adrian,

i learned a lot from you and i like your website very much and keep in touch.

God bless you.

Best Regards,
Joseph Ang
By: Joseph Ang on June 4, 2010
at 7:00 pm

Reply
hi

read your blog ….you’ve taken a bold step to be a IFA
Could i ask:

which insurance company do you work for or represent – the ones that you refer to under your claims history

What’ your view on insurance – term or life ?

what are your fees?

thanks!
By: Michele on August 15, 2010
at 8:22 am

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Hi Michele,

I prefer not to mix my personal blog with my company as I do not want to get into trouble with my company if I am to write somethings not so good to the industry or any particular insurance company.

As for Term or Life, each have their own merits and can be endless to argue which is better. I normally recommend a mix of both based on permanent and temporary needs.

I’m not a full fee-based adviser. I earn most of my income via
Investments advisory fees,
Referral fees for Mortgage Loans and Will Writings,
General insurances like Motor & Home insurances,
Commercial Insurances such as Corporate Group Health and Workman injury and lastly
Life insurances such as Medical and Terms, etc…
By: akhiat on August 15, 2010
at 3:50 pm

Reply
Hi Ah Kiat! I rem reading your previous blog and I prefer that! Can I still read it or you have closed it?
By: JJ on November 26, 2010
at 12:08 am

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I like your website very much.
By: steven on May 30, 2011
at 4:50 pm

Reply
Hi Mr XXX

I am a married, non smoker female aged 33 this year who worked as a admin staff. I am considering to buy a whole life to cover my future and a term insurance to give higher protection to my family now.

I have few question here.

1) What is the term period suitable for me? I am thinking to buy a 30 years term to cover death of $300k plus critical illeness of $100K.

2) Shall i choose the traditional whole life plan or the investment link policy? i am thinking to buy ILP to cover death of $100K plus Critical illeness of $100K.

Currently, I only have a ILP with a coverage for death of $45K and CI $45.

thanks

Regard,
Mdm JJ
By: madam JJ on April 25, 2012
at 1:44 pm

Reply
- Hi madam JJ,
  
  I’d sent an email to you. You may check. Thanks.
  
  Mr XXX
  By: Akhiat on April 27, 2012
  at 1:49 pm
  
  Reply
Hi Mr XXX

I have not received your email. Can you resend it to me?
thanks
By: madam JJ on May 2, 2012
at 10:28 am

Reply
- Hi Jane,
  
  I’d resent it to your hotmail as per what I see in my website. As I’m not allowed to put my name and email here. You may leave me your new email if your hotmail account is not valid. I will not publish your comment with your new email address. Thanks.
  By: Akhiat on May 2, 2012
  at 12:00 pm
  
  Reply