Comments for The 5 Pillars of Life http://akhiat.com Spiritual, Psychological, Health, Family and Financial Wed, 02 May 2012 04:00:15 +0000 hourly 1 http://wordpress.com/ Comment on Contact Me by Akhiat http://akhiat.com/contact-me/#comment-646 Wed, 02 May 2012 04:00:15 +0000 http://akhiat.com/?page_id=42#comment-646 Hi Jane,

I’d resent it to your hotmail as per what I see in my website. As I’m not allowed to put my name and email here. You may leave me your new email if your hotmail account is not valid. I will not publish your comment with your new email address. Thanks.

]]> Comment on Contact Me by madam JJ http://akhiat.com/contact-me/#comment-645 Wed, 02 May 2012 02:28:31 +0000 http://akhiat.com/?page_id=42#comment-645 Hi Mr XXX

I have not received your email. Can you resend it to me?
thanks

]]> Comment on Contact Me by Akhiat http://akhiat.com/contact-me/#comment-644 Fri, 27 Apr 2012 05:49:37 +0000 http://akhiat.com/?page_id=42#comment-644 Hi madam JJ,

I’d sent an email to you. You may check. Thanks.

Mr XXX

]]> Comment on Contact Me by madam JJ http://akhiat.com/contact-me/#comment-643 Wed, 25 Apr 2012 05:44:43 +0000 http://akhiat.com/?page_id=42#comment-643 Hi Mr XXX

I am a married, non smoker female aged 33 this year who worked as a admin staff. I am considering to buy a whole life to cover my future and a term insurance to give higher protection to my family now.

I have few question here.

1) What is the term period suitable for me? I am thinking to buy a 30 years term to cover death of $300k plus critical illeness of $100K.

2) Shall i choose the traditional whole life plan or the investment link policy? i am thinking to buy ILP to cover death of $100K plus Critical illeness of $100K.

Currently, I only have a ILP with a coverage for death of $45K and CI $45.

thanks

Regard,
Mdm JJ

]]> Comment on Blog Temporarily ceased. No new articles allowed by The Watchman http://akhiat.com/2011/05/30/blog-temporarily-ceased-no-new-articles-allowed/#comment-492 Tue, 07 Jun 2011 15:53:04 +0000 http://akhiat.com/?p=473#comment-492 You can post wihout any reference to your name..
Your company is concerned about your postings that harm their business especially your views on some of the products and the ways advisers approach clients’ need. The truth is your postings expose the inappropriate practices of some of the advisers.
Adrain, the best way to go for the industry is fee . Push for the commission to be banned. Contribute your proposals to MAS to ban commission. Australia has just banned commission and many more countries are hot on the heels.
I am sure you witnessed the evils of ‘anyhow’ selling practices in your company. It is the same everywhere, in the insurance companies and in the FAs too. The worst could be in some FAs.
All the best. Don’t stop blogging. you have educated many consumers who visited tour blogs. They are more aware now of the unethical practices of financial products salesmen especailly the high flyers who ;achieved mdrt or cot or tot. These are the worse salesmen.

]]> Comment on My Resume by Mrs Lee http://akhiat.com/my-resume/#comment-490 Sun, 05 Jun 2011 14:38:49 +0000 http://akhiat.wordpress.com/?page_id=4#comment-490 I like your view on financial planning. Maybe, we can exchange opinions on this topic. And I do have few clarifications, appreciate if you could do this via emails. Tks.

]]> Comment on Contact Me by steven http://akhiat.com/contact-me/#comment-489 Mon, 30 May 2011 08:50:14 +0000 http://akhiat.com/?page_id=42#comment-489 I like your website very much.

]]> Comment on Blog Temporarily ceased. No new articles allowed by steven http://akhiat.com/2011/05/30/blog-temporarily-ceased-no-new-articles-allowed/#comment-488 Mon, 30 May 2011 08:48:51 +0000 http://akhiat.com/?p=473#comment-488 i like your blog, it is very useful.

Put disclaimer at the bottom of the page, just like for financial newsletters

]]> Comment on Blog Temporarily ceased. No new articles allowed by Derek http://akhiat.com/2011/05/30/blog-temporarily-ceased-no-new-articles-allowed/#comment-487 Mon, 30 May 2011 07:28:56 +0000 http://akhiat.com/?p=473#comment-487 Hi Kiat,

It’s strange but also not surprising. Does it apply to past articles too? Let me know if you require me to remove your posts from my site ya.

I enjoy your articles and it will be sad to see u go. Personal finance blogs are relatively few and I hope that to see you posting soon.

Cheers!

]]> Comment on An insurance portfolio that makes my blood boil. by Jack http://akhiat.com/2011/04/04/an-insurance-portfolio-that-makes-my-blood-boil/#comment-466 Mon, 04 Apr 2011 18:38:16 +0000 http://akhiat.com/?p=455#comment-466 You know I’ve seen worst. One example I saw was a person who was asked by his banker to “transfer” his bank savings aka. emergency funds into some lousy endowment plan which locked him up for 15 years. Worst of all, he has no surplus or barely any savings (after expenses and insurance). The projected rate of return for the endowment plan is only around 1.2-1.5%.

That person earns only around $2000 per month and has a family with one child to take care. The premium for that stupid plan cost $550 per month.

Fortunately, he only started 1 year ago and I told him to cancel the policy immediately. Didn’t bear to propose any alternative, not even a $100 per month RSP because honestly, it’s quite heart-wrenching.

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